You have been asjed to compare the growth rate in assets and deposits for assets and deposit growth of three local Singapore banks DBS,OCBC, UOB. 1) GIVE AN INTRODUCTION ABOUT UOB AND DBS INCLUDING ITS BACKGROUND, MAIN SERVICES, MARKET SHARES AND KEY SHAREHOLDERS.   2) CONDUCT A RESEARCH ABOUT THE BANKS' SERVICE NETWORK, INCLUDING ITS BRANCHES, ATMs, TELEPHONE CENTRES, INTERNET BANKING AND ONLINE BANKING.   3) CONDUCT A RESEARCH ABOUT THE PERFORMANCES OF THESE BANKS IN TERMS OF GROWTH RATE IN ASSETS AND DEPOSITS AND PROFITABILITY. YOUR ANALYSIS SHHOULD INCLUDE AT LEAST THREE PROFITABILITY RATIOS.   4) CONDUCT A RESEARCH ABOUT CREDIT AND LIQUIDITY RISKS OF UOB AND DBS AND OCBC(SINGAPORE) YOUR ANALYSIS SHOULD INCLUDE TWO INDICATORS OF CREDIT RISKS  AND TWO INDICATORS OF LIQUIDITY RISKS.   5) MAKE COMPARISONS OF THE THREE BANKS BASED ON YOUR ABOVE ANALYSIS.   6) MAKE RECOMMENDATIONS TO SELECT THE BANK FOR YOUR COMPANY TO TAK